I am a second-generation native-born Californian. Temple City, California was a great place to grow up in the 1950s. I studied Biology at Pasadena City College and the University of Colorado. 

I am a veteran of the United States Air Force. I was a medical corpsman assigned to Lowrey AFB, Colorado, Cam Ranh AFB, Republic of Vietnam, and Vandenburg AFB, California.

I was employed by Hollister-Steir Laboratories from 1969 to 1972 as a Professional Services Representative/biologist. I was a combination errand oy, salesman, botanist, collection agent, and public relations guy.

I was associated with The Mission Viejo Company as a real estate salesman for eight months in 1972.

I joined Merrill Lynch in December of 1972 and was a financial consultant in the Pasadena, Los Angeles, and San Marino offices. I was the Resident Manager in the San Marino, California office from 1983 to 1987. I was also tasked as a team leader and producing sales manager to hire, train, and supervise other brokers from 1981 through 1988.

Steve Garrett and Associates, a Registered Investment Advisor and investment brokerage firm in 1990. On January 1, 2003, I changed my status to that of a Corporate Registered Investment Advisor. Steve Garrett and Associates, Inc. invests and manages money for individuals and small corporate retirement plans